Target Occupancies are fluid depending on the market cycle. Based on the current in-force portfolio, 80% of the GWPI consists of the following top 20 classes:

Top 20 Classes in Force

  • Apartments
  • Offices
  • Condos
  • Restaurants
  • Mercantile
  • Vacant
  • Shopping Centers
  • Hotels/Motels
  • Storage, Dist. Centers (Med Hazard)
  • Warehousing (Med Hazard)
  • Dwellings
  • Churches
  • Automobile Sales And Service
  • Medical Facility (Not Hospital)
  • Warehousing (Low Hazard)
  • Manufacturing NOC (Med Hazard)
  • Storage, Dist. Centers, (Low Hazard)
  • Manufacturing NOC (Low Hazard)
  • Schools
  • Warehousing (High Hazard)

Please see below a list of accepted and excluded classes.

Occupancy Classes

  • Avondale has active accounts in these classes
  • Avondale is not a market for these classes

  • Aircraft Hangars
  • Airport Terminals
  • Apartments
  • Automobile Repair Facilities
  • Automobile Sales & Service
  • Aviation
  • Bakeries
  • Bar/Tavern
  • Bowling Alleys
  • Bridges, Dams & Tunnels
  • Breweries
  • Building in Course of Construction
  • Building Rehab/Conversion
  • Casinos
  • Chemical Manufacturing
  • Churches
  • Cold Storage Warehousing
  • Commercial Unit Condo Owner
  • Condos
  • Convention Centers
  • Department Stores
  • Dormitories
  • Dwellings
  • EDP Centers
  • Electrical Generating Stations
  • Electronic Assembly
  • Electronic Manufacturing
  • Embassy
  • Equipment Repair Facilities
  • Exhibition Halls
  • Explosives or Fireworks:
    Retail, Wholesale or Mfg.
  • Fairgrounds
  • Farmers Markets
  • Fiberglass Manufacturing
  • Flea Markets
  • Flood, on a standalone basis
    or in Zones A or V
  • Food Manufacturing
  • Forging (Metal)
  • Funeral Homes
  • Furniture Manufacturing
  • Furniture Stores
  • Gasoline Station/Convenience Stores
  • Glass Products Manufacturing
  • Grocery Stores
  • Gymnasiums
  • Habitational
  • Health Clubs
  • Home Improvement Centers
  • Hospitals
  • Hotels/Motels
  • Laboratories
  • Laundry/Dry Cleaners
  • Leather Manufacturing
  • Libraries
  • LNG/LPG Storage Distributors
  • Machine Shops
  • Manufacturing NOC
  • Medical Facility (Not Hospital)
  • Mercantile
  • Metal Worker
  • Movie Theatre
  • Municipality
  • Museums
  • Newspaper Printer
  • Nursing Homes
  • Offices
  • Oil and Gas Production
  • Parking Garages
  • Pharmaceutical Manufacturing
  • Plastic Manufacturing
  • Printing Operations
  • Metal Recycling Center
  • Railroads
  • Restaurants
  • Schools
  • Shopping Centers (Strip)
  • Shopping Malls (Open)
  • Stadiums
  • Storage, Dist. Centers
  • Supermarkets
  • Theatre (Live Performances)
  • Vacant
  • Vehicle Storage
  • Warehouse Legal Liability
  • Warehousing
  • Wineries